Uninsured Motorist Accident Attorney in Huntsville
You deserve peace of mind on the road. You deserve safety. You deserve to be covered in the event of a crash. However, a negligent and uninsured driver can violate all these rights and put you in an unfortunate situation.
Alabama law requires all drivers to have auto insurance, but unfortunately, Alabama has a high rate of uninsured drivers. When an uninsured driver leaves you injured and financially strained, all might seem lost, but Blackwell Law Firm is here for people like you.
Our uninsured motorist accident attorneys have helped many people with injuries due to negligent drivers with no insurance or too little insurance. When you contact Blackwell Law Firm, you can speak with a compassionate lawyer who will work hard to earn you justice and proper medical care.
Our Experienced Lawyers Are Here to Help with Your Motorist Accident Case
When you enter settlement negotiations or step into a courtroom, you need an uninsured car accident lawyer with experience, integrity, and knowledge of the Alabama court system. You need an attorney from Blackwell Law Firm.
Blackwell Law Firm’s award-winning attorneys have decades of legal experience. We are highly respected in our field, having been asked to teach legal seminars to other practicing attorneys. Jeffrey G. Blackwell and Jennifer L. McKown will fight tirelessly to protect your rights, focusing on your well-being above all else.
We prepare every case for trial, only settling out of court when it is in our client’s best interest. This commitment to earning you proper financial compensation has earned our firm recognition from SuperLawyers, The National Trial Lawyers Top 100, and The Million Dollar Advocates Forum.
Blackwell law firm is a great lawyer Patricia is a wonderful person and will help you with whatever you need
Response from the owner:Rob, thank you so much for trusting us with your case! We are glad we could help. Yes, we also agree that Patricia is fantastic. If you ever need anything, we are here for you.
Candice H.
3 weeks ago
Response from the owner:Thank you so much. I really want to mention Alissa with our team who has worked so very hard to help with your case. We are here to help!
Brooklyn J.
4 weeks ago
My family and I would like to thank Attorney McKown and the entire Blackwell Law Firm team for their support and hard work in handling my case. Blackwell Law Firm is dedicated to helping their clients while providing great leadership to their communities and clients. I am grateful to have Attorney McKown by my side! Also, thank you Attorney Jeff for having a great team! 😊
Response from the owner:It was a pleasure to work on your case. Yes, we also think Jen is a fantastic lawyer. She has prepared and tried car accident cases across Alabama. She really works hard to prepare the best case for her clients and to advise them every step of the way. Thank you so much for trusting us with your case!
James M.
1 month ago
Thank you so much for taking care of my case so professional. I recommend these folks to everyone
Response from the owner:Thank you for trusting us with your case! It was a pleasure to help. We also really appreciate the recommendations to your friends and neighbors. We hope you are doing well. If you ever need anything, give us a call.
John M.
1 month ago
Everyone I talked to at Blackwell was straight forward and easy to talk to. Personal injury lawyers are one that you hope to not need but I’m very happy to have worked with them under the circumstances.
Response from the owner:Thanks for trusting us with your case! We want our injured clients to have the best possible answers and advice. Our whole team is dedicated to helping you through the process while we work to build the best possible case. If you ever need anything, we are here. Again, thank you so much for letting us work with you!
Rob D.
2 months ago
Patricia was so incredibly patient with me throughout the process!! She was always so eager to help and quick to respond! She is an amazing asset to this firm!! Thank you Jeff and Patricia for everything y’all did for me!!
Response from the owner:Rob, Thank you so much. We are so happy we could help with your case. Yes, Patricia is amazing at helping clients through the process! If you ever need anything, we are here. Again, thank you!
Billie T.
3 months ago
Jeff and his team are the best. They worked relentless. And were there every step of the way. I was always kept informed, of what was happening. Believe me it was a long process, but I am so happy I chose Jeff Blackwell to fight for me. He is in it to win, and is honest and fair. If your looking for an excellent team to fight for you, this is the team you need. I thank Jeff and his team for everything.
Response from the owner:Thank you for your kind review, Billie! We’re glad you trusted our law firm for a case. Anytime you need legal advise, be sure to give us a call.
Tara M.
5 months ago
I highly recommend Jeff if you are looking for a lawyer. Jeff, Patricia, and Danielle were there for me through every step of the process. They explained everything clearly and answered all of my questions with care and respect.
Response from the owner:Thank you so much. I'm so happy we were able to help. If you ever need anything, we are here!!!
What to Do After an Uninsured Motorist Accident in Huntsville
Safety should be your top concern after an accident. Inspect yourself and others for injury—if you and your passengers are not seriously injured, we recommend moving to a safe location away from the vehicle.
Call 911 in the event of injury, but do not move an injured passenger unless necessary. Moving a passenger with a spinal injury can injure them further.
Every accident should be reported to the police, especially accidents involving an uninsured driver. The police report may be important evidence for filing a claim or lawsuit.
Be sure to collect the uninsured driver’s contact information and vehicle information. You should also photograph the accident scene to strengthen your claim or lawsuit. Once you have collected ample information, contact your insurance company.
We advise you to seek medical care once you leave the crash site. A medical professional can identify hard-to-spot injuries, such as internal bleeding. Save a copy of your medical records—your bill can be reimbursed after a successful claim.
Uninsured Motorist Laws in Alabama
Alabama law requires all motorists to have liability insurance coverage, but unfortunately, not all motorists abide by the law. In some cases, a motorist may have coverage, but the coverage may be too bare-bones to compensate for your injuries.
Uninsured motorist law is complex and must be strictly followed for the injured person to receive an adequate settlement. Legal counsel from an uninsured car accident attorney at Blackwell Law Firm will make this process smooth and stress-free.
Every insurance company offers a specific type of coverage for crashes with an uninsured motorist called underinsured motorist coverage (UIM). We recommend opting in for this.
Here’s what you need to know about UIM coverage:
To receive UIM coverage, you must provide your insurance carrier reasonable notice that you were in a car accident and may be making a claim for your UIM benefits.
Also, you cannot settle with the other driver’s insurance carrier without first notifying your UIM insurance carrier of the proposed settlement and requesting its consent to the deal.
If you do not follow these procedures, you may lose any right to recover UIM benefits for your injuries and damages.
Legal Options for Victims of an Uninsured Motorist
In a typical car accident, you file a claim with the negligent driver’s insurance company. But when you are in an accident with an uninsured driver, your options are narrowed.
Here’s what you can do after an accident with an uninsured driver:
File an uninsured motorist claim if you have a UIM policy
Evaluate whether a third party could have been responsible for the crash
File a lawsuit against the other driver if they have the means to pay
Contact an uninsured motorist accident attorney at Blackwell Law Firm
Our Lawyers Handle Uninsured Motorist Claims from Start to Finish
At Blackwell Law Firm, we believe in giving our clients options in the legal process. Our expert team conducts thorough research to determine the best possible paths to justice. Once we know the facts of your case, we get to work and prove the uninsured motorist’s negligence.
After we prove that the uninsured motorist is negligent, our years of negotiation and courtroom experience kick in. We set a valuation on how much compensation you deserve, and if the insurer refuses to meet this, we take them to court.
We prepare every case for the courtroom, ensuring you receive the best possible compensation for your injuries. We have extensive experience working with physicians and medical experts to document and explain your injuries so that we recover the maximum compensation possible for you. Our team has put forth winning arguments in Alabama circuit courts statewide as well as the Alabama Supreme Court.
Compensation in Uninsured Motorist Accident Claims
If you have UIM coverage, you can receive at least $25,000 for your injuries and perhaps more based on Alabama’s “stacking” law, which applies UIM coverage to multiple vehicles under the same policy.
Blackwell Law Firm can help you earn more than this, depending on our valuation of your damages. A successful uninsured motorist accident claim in Alabama can compensate you for the following:
Medical expenses
Property damage
Lost wages and earning capacity
Pain and suffering
Lower quality of life
Common Challenges in Uninsured Motorist Claims
Filing a UIM claim can be difficult, but an attorney from Blackwell Law Firm can help you properly navigate this complex legal process. Here are some common challenges you may encounter when filing a UIM claim.
1) Limited Time
A UIM claim should typically be filed soon after the accident. An uninsured car accident lawyer can be sure that all the required documentation is submitted on time.
2) Policy Limits
Sometimes, UIM coverage is not enough to cover all your damages. The at-fault driver likely does not have the money to cover these, either. Blackwell Law Firm can win you the compensation you deserve.
3) Insurance Disputes
Your insurance company does not want to pay you what you are owed. When they push back, we push back even harder.
4) Subrogation
Sometimes, the victim’s insurer seeks to recover lost funds from the uninsured/negligent driver. This process is called subrogation. Subrogation complicates your UIM claim further and should be addressed by an experienced lawyer. An experienced lawyer knows how to best handle subrogation claims for your benefit.
Why Choose Blackwell Law Firm for Uninsured Motorist Accident Cases
Blackwell Law Firm is built around you. We are here to protect your rights and ensure you receive proper medical care. Unlike many big-name firms, we believe you deserve easy access to our lawyers. This is why we only accept a few cases at a time.
Other attorneys frequently refer clients and cases to our firm. We view this as an endorsement of the highest order. They know we aren’t afraid to fight for their clients in difficult situations, especially in the courtroom. They know we build each case for its maximum recovery.
Some lawyers hardly step foot in court, taking churn-and-burn settlements. This is unfair to people like you. You deserve a law firm that works hard to earn you maximum financial reward. Blackwell Law Firm is proud to be that firm. We have received a 10 out of 10 Avvo rating and recognition from various law organizations.
Contact Blackwell Law Firm for Help with Uninsured Motorist Accidents in Huntsville, AL
Blackwell Law Firm is your advocate on the road, in the hospital, and in the courtroom. Whereas insurance companies want to take advantage of you, we want to help. If you have been injured in an accident with an uninsured motorist, contact us today. We also assist with drunk driving and wrongful death cases. We focus all our work on personal injury because that is what you deserve.
From your initial consultation onward, we will give you the hard-working, compassionate legal help you need.